Approaching Retirement

Clear Future Financial Planners- Stonehouse, Gloucestershire - Approaching Retirement - Pensions advice

Approaching Retirement

“I was impressed with the tools they applied and advice provided around a fairly complex pension situation. I am retiring in August, confident in the plan and forecast model we have developed.”

Ian

We can be by your side as you make key decisions in this important stage of your life.

We believe that life after work opens up a world of opportunities which should be fulfilling and fun.

We understand that you have worked and saved hard over many years to be able to get to the position where you are now considering whether you want to, or need to, work anymore.

We are experienced in helping clients answer questions such as:

  • How much is ‘enough’ for me to retire comfortably?
  • Will I be able to live the life I want?
  • How can I best use the assets that I have built up?
  • Will my pensions be able to support my family if I’m no longer around?
  • What should I do about my tax-free cash option(s)?

How can we help?

We will:

  • Work closely with you in this exciting stage of your life to help answer the big decisions you face.  As your trusted guide, we will give you peace of mind as you plan for your retirement.
  • Review your existing pensions and investments and any life insurance or critical illness policies in place. You may have accumulated a number of workplace pensions throughout your working life. We will provide pensions advice on each of these plans and provide you with our analysis so that the assets you have accumulated can be accessed in a tax-efficient manner when the time comes.
  • Ensure that you use any valuable allowances available as part of your retirement planning. This could include pension contributions utilising carry-forward allowance while considering your proximity to the Lifetime Allowance.
  • Discuss the level of risk within your existing policies and ensure that this is suitable for you as your circumstances change. We will ask you to think about those difficult questions that might impact your loved ones in the event you were to pass away prematurely.
  • Ensure that your money is working hard for you in your retirement.

 

All of this leads to the creation of a Financial Plan that is centred around you. It is designed to give you the peace of mind in retirement that you can choose when to finish work, whilst having full confidence you can afford to do the things you love.

If you are approaching retirement and would like a pensions expert on your side, please get in touch.

seeking Retirement Advice?

We can help if you are considering your retirement and would like a trusted adviser to guide you through this important stage.

Let us use our five decades of experience to help you.

Please fill out the form and we will get back to you shortly.

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